Who We Are At R2, we believe that small and medium businesses are the productive engine of society. Small and medium businesses (SMBs) make up over 90% of companies in Latin America, yet they face a trillion-dollar credit gap. Our mission is to unlock SMBs’ potential by providing financial solutions that are tailored to their needs. We are reimagining the financial infrastructure of Latin America - where SMBs financial needs are satisfied without ever having to go to a bank. R2 enables platforms in Latin America to embed financial services that SMBs can then leverage (starting with revenue-based financing). We are a tight knit team coming from organizations such as Amazon, Google, Nubank, Capital One, Uber, Mercado Libre, Globant, J.P. Morgan and HSBC. We are backed by world-class investors such as Gradient Ventures (Google’s AI-focused fund), COMETA, General Catalyst, Hi Ventures, Y Combinator, Femsa Ventures, Prosus, Endeavor Catalyst, among others. \ Treasury & Finance Operations at R2 You will focus on managing and optimising the company's cash flow, liquidity, and financial risk. You will help to inform strategic decision making on capital allocation, debt management, and capital structure You will play a key role in supporting the Company’s core embedded lending activities and roadmap, with a primary focus on daily cash management, automations, and systems developmentYou will be responsible for all aspects of cash management including bank account rationalization, bank account structure, fee minimization, intercompany funding and payments. In this role, you will help establish and enforce policies and controls You will be the primary lead on close oversight of our cash flow and balances to ensure same day liquidity in the multiple LatAm jurisdictions and currencies in which R2 operates Your role will involve working with Finance & Engineering team members to build necessary dashboards for constant monitoring and reporting What We Will Need To See 5+ years of experience in Treasury operations, Finance systems or FinOps at a fintech, technology company, multinational corporation, bank or financial institutionBachelor's degree in economics, finance, accounting, or other quantitative fieldExperience implementing automations into cash management and treasury processes, and understanding of market technologies, finance infrastructure and tools Prior experience collaborating with finance functions to develop short term cash forecasts and dashboards and ensure that funds are positioned accordinglyProven track record of supporting a controller or finance/accounting team with monthly, quarterly and annual close processesExposure to currency foreign exchange (FX) management, and supporting hedging strategies, and debt facility servicing Cash Management What you’ll work on Monitor and oversee daily management of R2 group’s cash positioning and forecasting, ensuring accurate and timely reportingOptimize cash flow, identifying opportunities to improve efficiency and reduce costsCollaborate cross functionally with Product, Customer Success, Engineering and other R2 teams to ensure operations at all entities are funded and to improve cash flow forecasting and reportingAdministration of bank accounts, including opening, closing, cash pooling, and maintaining account documentation.Regulatory compliance, bank KYC, internal controls and support internal and external audit as required. Treasury & FX Support R2’s borrowing activities and debt management, and other corporate actions such as dividend distributions and intercompany transactionsMonitor the company’s FX hedges and daily FX movements, and work closely with the Capital Markets Lead to optimise hedging strategiesCollaborate cross-functionally across Finance, Product, Engineering and other relevant teams on treasury, capital markets and operations requirementsDrive the development of global treasury policies at R2, and bring best practice approaches to R2’s operationsAssist with in the integration of treasury data and reporting into our financial systems You may be a good fit if you also have: Background in fintech payments, ledger systems, or high-frequency data workflowsFamiliarity with multi-country payment automation and banking integrationsExpertise in financial data reconciliation and payment risk management processesSolid understanding of banking systems and regulatory processes in LatAm countries Knowledge of processes related to bank account openings, intercompany settlement, dividends and netting Location: R2 operates remote-first in LatAm and the US, but we can support an in-office environment in Mexico City, Buenos Aires, Bogotá, Sao Paulo or Santiago. If you are passionate about optimising cash management, driving automation into treasury operations, technical program execution, we’d love to hear from you!

Who We Are At R2, we believe that small and medium businesses are the productive engine of society. Small and medium businesses (SMBs) make up over 90% of companies in Latin America, yet they face a trillion-dollar credit gap. Our mission is to unlock SMBs’ potential by providing financial solutions that are tailored to their needs. We are reimagining the financial infrastructure of Latin America - where SMBs financial needs are satisfied without ever having to go to a bank. R2 enables platforms in Latin America to embed financial services that SMBs can then leverage (starting with revenue-based financing). We are a tight knit team coming from organizations such as Amazon, Google, Nubank, Capital One, Uber, Mercado Libre, Globant, J.P. Morgan and HSBC. We are backed by world-class investors such as Gradient Ventures (Google’s AI-focused fund), COMETA, General Catalyst, Hi Ventures, Y Combinator, Femsa Ventures, Prosus, Endeavor Catalyst, among others. FP&A at R2 We operate a flat structure in the Finance team at R2, the role reports to the Chief Financial Officer, and FP&A works closely with Controllership, Capital Markets, Treasury & Operations What You’ll Work On Corporate FP&A The FP&A Lead at R2 is responsible for helping to manage the company’s financial planning process, including assessing R2’s future capital requirements in alignment with our growth requirements and strategic goalsThis includes owning and managing the company’s financial modeling, budgeting and reporting processes as well as collaborating with team members in Product, Business Development/Strategy, Data, and Risk to drive informed decision-making based on agreed key metricsMeasuring and keeping track of key levers and metrics to ensure profitable growth, including supporting the development of FP&A dashboards Consolidated Financial model rolling forecasts and funding requirements: manage our financial model Analysing our growth, profitability, monthly burn and determine funding needs and key levers to strengthen our runway estimationsIndustry Benchmarking: constantly conduct detailed industry and competitive analyses (e.g. 10-K, equity research reports) to understand and provide guidance on key financial and operating metricsBudgeting: preparing operational budgets to ensure optimal cash management operation and inform decision making by the CFO and the Company’s Executive teamPrepare monthly budgets for each department, providing them with clarity on their KPIs and financial resourcesDevelop reliable cash flow projection processes, including minimum cash thresholds to meet operational needsRegularly review revenue cycle metrics to proactively address performance issuesFinancial reporting & controlsPrepare timely and accurate analyses, summaries, and reports on the company’s financial performanceTrack on a rolling basis evaluate company’s actual revenue generation, cash burn and overall profitability against our budget’s estimations to suggest adjustments in real time, if needed, to the Company’s talent and technology spending, revenue growth and fundraising strategyWeekly cash monitoring – including computing weekly operating burn and tracking cash balances by subsidiary, identifying operations affecting our liquidity position and re-forecasting funding requirements by entity/ by jurisdictionSupport the Controller with the monthly financial close, including via a review of monthly financial statements to evaluate statements for accuracy, verifying data and identifying trends to ensure a clear understanding of the organization's financial position and P&LParticipate in the preparation of monthly investor updates and materials guiding our communication with our Executive team, Board of Directors, and our equity investorsMonitor macro and market developments (equity markets, valuation multiples, interest rate environment, etc.) to provide insights for key strategic decisionsCapital raising, & liquidity management:Support the Finance team to optimize R2’s capital structure and to evaluate different funding alternatives and structures, to enable financial resilience and long-term growthWork with the Capital Markets Lead and Treasury Operations to execute funding strategies to enhance liquidity, to automate debt management and compliance processes, to manage financial riskAddress critical gaps in the hedging policy to optimize total cost of capital and risk management You may be a good fit it you have 4+ years of applied experience in FP&A, strategic finance, investment banking, private equity, venture capital, or equivalent rolesHighly proficient in Excel with a strong understanding of model architecture, formula efficiency, undertaking database analyses (e.g. Snowflake)Capability in SQL or python, and enthusiastic about automating manual tasks and FP&A workflows Experience working in a financial services company, multi-national corporate, and/or fintech, or enterprise software companyDesire to work in a fast-paced start-up environment, and growth mindsetStrong understanding of financial statements, and accounting practices including IFRS or US GAAP, some exposure to LatAm juridictions local accounting practicesExposure to using Anaplan, Pigment or other FP&A planning softwareBuilder/owners’ attitude, and strong bias to action Ability to communicate effectively in both English and Spanish in spoken and written form – R2 works principally in English Location: R2 operates remote-first, but we can support an in-office environment in Mexico City, Buenos Aires, Sao Paulo, Bogotá or Santiago. If you are passionate about financial planning and analysis, eliminating manual tasks and building automations, technical program execution, we’d love to hear from you!